MCA Track โ€” Merchant Cash Advance Funding Software
๐ŸŽ‰  Industry-leading platform โ€” serving MCA funders since 2010.  Talk to our team โ†’
Pioneer in MCA Technology Since 2010

Fund More Deals.
With the Same Team.

MCA Track automates your entire lending operation โ€” from application intake to final collection โ€” so you can scale without the operational chaos.

$Billions
in active deals managed
15+
years in the MCA industry
150+
funding companies served
99.99%
platform uptime
Sound familiar?

Growing your book is breaking your operation

Missed payments. Inconsistent approvals. Reports that don’t match. Re-entering data across disconnected tools. Growth shouldn’t create this kind of risk โ€” but without the right platform, it does.

Spreadsheets and manual data entry slow your team and create costly errors

Separate tools for CRM, ACH, and reporting that never talk to each other

No visibility into your portfolio until something goes wrong

MCA Track fixes this

One unified platform for deals, payments, documents, and reporting โ€” no re-entry, no gaps

Integrated GoACH payments โ€” ACH debits, credits, splits, and returns inside the same dashboard

Real-time portfolio intelligence โ€” know what every deal is doing, right now

Automated renewal detection โ€” flag eligible merchants before they find another funder

How It Works

Every deal stage, fully connected

MCA Track manages your entire funding lifecycle in a single, connected system โ€” no handoffs, no gaps, no manual re-entry.

Lead & Intake
Capture leads, ISO submissions, and merchant applications in one place
Underwriting
Review documents, run credit, and apply consistent decision rules automatically
Funding
Generate contracts, collect eSignatures, and disburse funds โ€” all in-platform
Servicing
Track ACH debits, flag missed payments, and manage syndicator splits in real time
Renewal
Automatically identify eligible merchants for renewal before they go elsewhere
Platform Features

Everything your funding company needs โ€” nothing you don’t

Purpose-built for MCA since 2010. Not a generic CRM retrofitted for the industry โ€” a platform shaped by operators who understand how funding companies actually run.

Deal Pipeline Tracking

Full lifecycle visibility from lead to payoff. Every status, note, document, and action in one timeline โ€” nothing buried in email.

End-to-end

Automated Workflows

Route files, trigger reviews, assign tasks, and move deals forward based on your rules โ€” not manual follow-ups and memory.

Fully configurable

Integrated ACH Payments

GoACH built right in โ€” merchant debits, ISO credits, syndicator splits, fees, and return handling without leaving the platform.

Powered by GoACH โ†—

ISO & Broker Portals

Custom white-label portals for ISOs, brokers, merchants, and syndicators โ€” granular permissions, your branding, separate logins.

White-label ready

Renewal Intelligence

Monitor repayment progress and flag renewal-ready merchants automatically โ€” so you capture renewals before competitors do.

Retention-first

Commission Tracking

Administer payouts to ISOs, brokers, and internal reps. Compare scheduled vs. settled amounts with full audit trail and split logic.

Automated splits

Document Management

Secure cloud storage with pre-populated contract templates, eSign integration, and one-click redistribution to partners and merchants.

eSign ready

Syndication Management

Allocate shares, track syndicator positions, calculate management fees, and keep capital partners informed โ€” automatically.

Multi-participant

Portfolio Analytics

Dashboards and reports that give you real portfolio-level intelligence โ€” performance trends, risk exposure, and growth metrics.

Real-time
Why MCA Track

15+ years of funder feedback,
built into every feature

MCA Track wasn’t designed in a boardroom. It was shaped over 15+ years by the real-world needs of MCA funders โ€” continuously refined based on what operators actually need to close more deals and run a tighter shop.

  • 01

    Easy and Intuitive

    Your team gets up to speed fast. No lengthy onboarding or technical complexity โ€” a platform that works the way you think.

  • 02

    Unrivaled Reliability

    Failure-free infrastructure your entire operation depends on. When MCA Track is up, your business is up โ€” no excuses.

  • 03

    Security & Compliance

    Data and documents on secured, compliant servers. Bank-grade protection built into every layer of the platform.

  • 04

    Scales With You

    Whether you’re funding 5 deals a month or 500, MCA Track grows with your volume โ€” no re-platforming, no disruption.

  • 05

    Dedicated MCA Support

    Real MCA experts on our team โ€” not a ticket queue. We speak your language and are ready to help you hit your growth goals.

Client Stories

Trusted by funders across the country

Real results from real MCA operations that made the switch to MCA Track.

I finally got big enough to move off spreadsheets and really grow the business, and MCA Track was exactly what I needed.

LZ
Larry Z.
Lakewood, NJ

I seriously don’t know how I used to manage these deals before I started using MCA Track. It literally changed everything.

DA
Dmitry A.
Brooklyn, NY

Moving to MCA Track is probably the best move I could’ve made. Thank you MCA Track team for all your support!

YK
Yigal K.
Los Angeles, CA

I’ve never had a problem with MCA Track in the slightest. It works, and it always works. You can’t put a price tag on that.

MG
Miguel G.
North Miami Beach, FL

Bank-Grade Security

Encrypted, compliant servers. Always protected, always private.

99.99% Uptime

Failure-free infrastructure your operation relies on, around the clock.

Dedicated Support

Real MCA experts โ€” not a ticket queue โ€” ready to help you grow.

Constant Innovation

Continuously improved, driven by real funder feedback and industry expertise.

Integrations

Connect with 7,000+ apps via Zapier

MCA Track connects natively with your core MCA stack โ€” and through our Zapier integration, you can automate workflows with thousands of additional tools your team already uses.

7,000+ apps connected Automate anything, no code required
๐Ÿ“ง
Gmail
๐Ÿ“‹
HubSpot
๐Ÿ’ฌ
Slack
๐Ÿ“Š
Google Sheets
๐ŸŽฏ
Jira
๐Ÿ’ฐ
QuickBooks
๐Ÿ’ณ
Stripe
๐Ÿ“ฑ
Twilio SMS
๐Ÿ”—
Pipedrive
๐Ÿ“จ
Outlook
๐Ÿ“
OneDrive
๐Ÿ—‚๏ธ
Airtable

These are just a few examples. MCA Track connects with 7,000+ apps through Zapier โ€” browse the full directory โ†’

AI-Powered

Let AI agents work your pipeline

Connect your favorite AI assistant to MCA Track and let it handle the repetitive work โ€” drafting follow-ups, flagging past-due accounts, summarizing deal status, or surfacing renewal candidates while you focus on funding.

ChatGPT / GPT-4o
Analyze merchant data, draft communications, summarize portfolios
Claude (Anthropic)
Deep reasoning on deal risk, renewal eligibility, and underwriting notes
Gemini (Google)
Automate reports, surface insights from your live deal data
Custom AI via API / Zapier
Build your own automation โ€” MCA Track’s API and Zapier integration make it possible
AI Agent โ€” MCA Track
// Checking renewal candidates…
โ–ถ Scanning active portfolio
  โ†’ 847 active positions reviewed

โš  Renewal opportunities flagged: 23
  โ†’ >80% repaid, healthy RTR
  โ†’ No recent NSFs detected

// Drafting outreach emails…
โœฆ Claude generating 23 offers
  โ†’ Personalized per merchant
  โ†’ Factor rate included

// Flagging past-due accounts…
โ–ถ 4 accounts >3 days past due
  โ†’ Collections team notified

โœ“ Done in 2.3s
Ready to scale?

Stop managing deals.
Start closing them.

One of our MCA specialists will walk you through the platform and answer every question. No pressure โ€” just a real conversation about your business.

Serving MCA funders since 2010 ยท Billions in active deals managed

Get in Touch

Let’s get acquainted

Tell us about your operation. A team member will reach out to walk you through the platform and answer your questions.

MCA Track Contact Form